The Bank of Baroda Dumdum branch, located in the Dum Dum area of West Bengal, serves as an important banking center for residents, business owners, and students in the region. Operating under the nationalized banking arm of one of India’s oldest and most respected institutions, this branch offers a variety of financial services tailored to local needs. Whether it’s daily banking, loan assistance, or digital service support, the Bank of Baroda Dumdum branch stands as a reliable pillar in the financial framework of North 24 Parganas.
Location and Contact Details
The Dumdum branch is situated at 2 Pollock Avenue, Dum Dum, Calcutta, West Bengal, 700080 easily accessible by road and public transport. It is nestled within a bustling neighborhood, serving both residential and commercial customers. For assistance, the toll-free number 18005700 / 18005000 is available 24/7, and the local contact number +91 7966296009 connects you directly to the branch.
Core Details at a Glance
- IFSC Code: BARB0DUMDUM (used for NEFT/RTGS transfers)
- MICR Code: 700012040
- Branch Code: DUMDUM
- Working Hours: Monday to Saturday, 10 AM to 4 PM (closed on 2nd and 4th Saturdays)
Popular Services Offered
As a full-service branch of Bank of Baroda, Dumdum provides a comprehensive range of banking solutions suitable for individuals, small businesses, students, and senior citizens. Below are some of the most in-demand services:
Account Services
- Senior citizen accounts with specialized benefits
- Savings and recurring deposit accounts with competitive interest rates
- Flat-rate home loans, personal loans, auto loans, and education loans
Digital Banking Support
- Online and mobile banking registration and troubleshooting
- NEFT, RTGS, and IMPS fund transfers using IFSC code BARB0DUMDUM
- Assistance with UPI, ATMs, debit cards, and net banking
Business and Agribusiness Services
- Business loans tailored for small traders and shopkeepers
- Vehicle and equipment financing for local entrepreneurs
- Priority schemes for self-help groups and rural development
Key Factors Driving Choice of this Branch
Several factors make the Bank of Baroda Dumdum branch preferred among users in its service area:
Accessibility and Convenience
The branch’s placement in a well-connected zone ensures easy access for daily banking. Its strategic location near market areas and residential zones makes it a convenient option for customers.
Comprehensive Product Range
With services ranging from regular savings accounts to agriculture loans and digital access, the branch caters to a broad customer base with diverse financial needs.
Responsive Support
The branch’s open Saturdays allow busy customers to manage banking needs with minimal disruption to their daily routines. Additionally, toll-free support ensures timely assistance beyond branch hours.
How to Use IFSC and MICR Codes
Using the branch’s IFSC and MICR codes correctly ensures seamless banking operations:
IFSC Code: BARB0DUMDUM
- Required for online fund transfers via NEFT or RTGS
- Must be entered at the beneficiary addition stage in net banking or mobile apps
MICR Code: 700012040
- Printed at the bottom of cheques for secure cheque processing
- Helps standardize clearing process through Magnetic Ink Character Recognition
Documents Required for Common Transactions
When visiting the branch, customers should prepare necessary documents depending on the transaction:
- Identity proof (Aadhaar, Voter ID, or passport)
- Address proof (Utility bill or rental agreement)
- Recent passport-size photos
- Proof of income for loan applications
- Completed mandate forms for digital services
Customer Experience and Support
Feedback about the Dumdum branch often highlights its organized staff and efficient service. Clear instructions for digital banking, prompt account activation, and courteous assistance are frequently appreciated. The branch is known to help demystify digital offerings like net banking and UPI, making finance more approachable for all age groups.
Community and Financial Inclusion
Bank of Baroda, as a nationalized entity, supports government-led financial inclusion and rural development programs. At the Dumdum branch, initiatives like priority sector lending, self-help group (SHG) loans, and microfinance aim to uplift lower-income groups by providing easier access to credit.
Tips for Smooth Banking at Dumdum
To make the most of your visits to this branch, here are some practical suggestions:
- Visit early in the day to avoid inconveniences during peak hours.
- Bring all mandatory documents for loans or account services to prevent repeat visits.
- Use digital banking platforms at home for quick transactions.
- Call the branch if you’re unsure about working days or hours, especially around holidays.
When to Contact the Branch
The Dumdum branch can be reached for:
- Opening new accounts or enabling net banking
- Applying for loans and understanding interest rates
- Resolving ATM or debit card issues
- Updating KYC information or contact details
- Clearing doubts about fund transfers or transaction delays
Serving as a vital banking hub in Dum Dum, West Bengal, the Bank of Baroda Dumdum branch offers a comprehensive range of services from basic savings accounts to loans, digital access, and support for financial inclusion. With convenient hours, a helpful staff, and accessible digital assistance, the branch meets the needs of both individuals and small businesses. Understanding key details such as IFSC, MICR, and service options enables customers to effectively manage their banking needs. Whether visiting for routine transactions or applying for a loan, the Dumdum branch remains a solid partner in financial growth and convenience.
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